Position Title: SBA Business Development Officer I

Reports To: Varies

Direct Reports: N/A
 Salary Grade: 11

SUMMARY: 

Source SBA loans in compliance with SBA and financial institution policies and procedures.Business Development Officers in this classification are junior business development officers with experience levels of one to two years. Portfolio size will be smaller than average, due to the length of time in the SBA division.

EDUCATION AND EXPERIENCE REQUIREMENTS:

• High School diploma or equivalent; Bachelor’s degree in business, finance, or related area preferred
• Minimum two to five years of experience in a financial institution
• Basic understanding and knowledge of financial institution’s products and services
• Good analytical and communication skills
• Familiar with standard office equipment

• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.

JOB FUNCTIONS:

• Interview SBA loan applicants 
• Work closely with RM’s and RP’s in their respective region
• Request specified information for loan application
• Prepare loan request for processing and approval through the SBA division
• Correspond with customers, applicants or RM’s and RP’s to resolve questions regarding application information
• Stay abreast of current and developing regulations as they apply to the SBA lending area
• Generates new business through prospecting, outside calling, networking and referrals
• Develops and maintains a referral source database
• Develops and implements marketing activities within the budgetary constraints established by supervisor
• Maintains and applies a thorough understanding of the bank’s credit policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages
• Generates loans that maintain an acceptable level of performance
• Participate in on-going training programs

SUPERVISORY RESPONSIBILITY

This position does not directly manage employees.

WORK ENVIRONMENT

Office within the United footprint 

POSITION TYPE

This is a full-time position that requires schedule flexibility to work evenings and weekends as needed.

TRAVEL

This position requires up to 10% travel.

OTHER

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.